Could an adviser get you a better re-mortgage?

Why re-mortgaging can be better with advice

There’s such a lot to do in life, so when it comes to switching mortgages, it can be hard to find time to look for the best deal. And what features should you look out for? Research by Legal & General shows that interest rates were considered the most important factor by 63% of respondents. But there’s so much more to re-mortgaging – and getting the help of an adviser can gain more than the best rates:

·       I will work with you – and fully understand your situation before recommending the most suitable lenders and deals. I’m not only experienced at finding all types of products, including those for out of the ordinary situations, I have access to many lenders and deals.

·       Advice you can trust - One of the many benefits of using a mortgage adviser is that we are regulated by the Financial Conduct Authority (FCA).  What many consumers don’t understand is that when they go direct to their bank, the full responsibility for their product choice lies with them.

·       More time for you - I’ll find you the right product and undertake most of the administration, so you have more time to spend elsewhere.

·       Potentially lower rates - advisers build relationships over years and could have access to special rates that you would not be offered direct by a lender.

·       Savings in the long run – there’s a myth that working with advisers is expensive. But we can access whole of market deals, so you could benefit from paying less in the long run.

Matthew Marsh (CeMAP)